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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,459 | $156,616-74.2% | $133,346-69.7% | $198,609-79.6% |
| Participation rate | 50.0% | 77.7%-27.7pp | 72.8%-22.8pp | 82.4%-32.4pp |
| Annual return | 6.31% | 44.25%-37.9pp | 36.85%-30.5pp | 202.70%-196.4pp |
| Employer contribution / active EE | $1,575 | $3,368-53.2% | $2,853-44.8% | $5,055-68.8% |
| Participant deferral / active EE | $1,989 | $4,920-59.6% | $4,332-54.1% | $6,977-71.5% |
| Admin fee / account holder | $1,424 | $17,468-91.8% | $14,264-90.0% | $19,030-92.5% |