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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,377 | $210,908+8.8% | $153,643+49.3% | $145,884+57.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.55% | 13.46%-5.9pp | 15.71%-8.2pp | 551.85%-544.3pp |
| Employer contribution / active EE | $56,691 | $6,055+836.2% | $5,039+1025.0% | $4,662+1116.0% |
| Participant deferral / active EE | $780 | $7,976-90.2% | $6,754-88.5% | $6,690-88.3% |
| Admin fee / account holder | $4,290 | $19,477-78.0% | $12,739-66.3% | $13,392-68.0% |