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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,377 | $210,510+9.0% | $153,500+49.4% | $145,877+57.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.55% | 13.45%-5.9pp | 15.70%-8.2pp | 551.28%-543.7pp |
| Employer contribution / active EE | $56,691 | $6,052+836.8% | $5,039+1025.0% | $4,663+1115.8% |
| Participant deferral / active EE | $780 | $7,974-90.2% | $6,756-88.5% | $6,691-88.3% |
| Admin fee / account holder | $4,290 | $19,455-77.9% | $12,736-66.3% | $13,402-68.0% |