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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,409 | $111,535-27.9% | $105,223-23.6% | $137,256-41.4% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 68.53% | 237.85%-169.3pp | 180.65%-112.1pp | 220.34%-151.8pp |
| Employer contribution / active EE | $3,909 | $3,939-0.8% | $3,689+6.0% | $4,156-5.9% |
| Participant deferral / active EE | $7,886 | $5,500+43.4% | $5,072+55.5% | $6,407+23.1% |
| Admin fee / account holder | $14,990 | $9,721+54.2% | $8,859+69.2% | $12,270+22.2% |