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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,072 | $111,785-86.5% | $93,669-83.9% | $145,877-89.7% |
| Participation rate | 92.9% | 74.2%+18.6pp | 68.7%+24.1pp | 80.3%+12.6pp |
| Annual return | 17.24% | 203.79%-186.5pp | 133.59%-116.4pp | 551.28%-534.0pp |
| Employer contribution / active EE | $1,991 | $3,096-35.7% | $2,424-17.8% | $4,663-57.3% |
| Participant deferral / active EE | $3,675 | $4,919-25.3% | $4,416-16.8% | $6,691-45.1% |
| Admin fee / account holder | $340 | $10,256-96.7% | $8,291-95.9% | $13,402-97.5% |