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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,072 | $111,814-86.5% | $93,654-83.9% | $145,959-89.7% |
| Participation rate | 92.9% | 74.2%+18.6pp | 68.7%+24.1pp | 80.3%+12.6pp |
| Annual return | 17.24% | 203.30%-186.1pp | 133.34%-116.1pp | 561.95%-544.7pp |
| Employer contribution / active EE | $1,991 | $3,092-35.6% | $2,421-17.7% | $4,661-57.3% |
| Participant deferral / active EE | $3,675 | $4,914-25.2% | $4,413-16.7% | $6,689-45.1% |
| Admin fee / account holder | $340 | $10,246-96.7% | $8,282-95.9% | $13,398-97.5% |