Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,692 | $47,105-83.7% | $68,368-88.7% | $67,986-88.7% |
| Participation rate | 13.6% | 51.8%-38.2pp | 73.8%-60.2pp | 57.2%-43.6pp |
| Annual return | 8.82% | 48.37%-39.6pp | 292.57%-283.8pp | 31.67%-22.8pp |
| Employer contribution / active EE | $0 | $1,859-100.0% | $2,649-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $145 | $2,374-93.9% | $4,123-96.5% | $3,358-95.7% |
| Admin fee / account holder | $672 | $2,435-72.4% | $5,150-86.9% | $3,203-79.0% |