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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,619 | $156,398-7.5% | $147,318-1.8% | $138,895+4.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.42% | 78.75%-65.3pp | 70.43%-57.0pp | 145.39%-132.0pp |
| Employer contribution / active EE | $5,677 | $4,853+17.0% | $4,593+23.6% | $4,194+35.3% |
| Participant deferral / active EE | $20,810 | $8,237+152.6% | $7,906+163.2% | $6,396+225.3% |
| Admin fee / account holder | $15,433 | $14,976+3.1% | $13,708+12.6% | $12,562+22.9% |