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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,114 | $183,539-63.4% | $155,556-56.9% | $145,897-54.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.60% | 61.31%-51.7pp | 64.84%-55.2pp | 552.29%-542.7pp |
| Employer contribution / active EE | $6,204 | $5,315+16.7% | $4,675+32.7% | $4,663+33.1% |
| Participant deferral / active EE | $4,063 | $6,467-37.2% | $5,631-27.8% | $6,689-39.3% |
| Admin fee / account holder | $10,973 | $19,275-43.1% | $15,885-30.9% | $13,390-18.1% |