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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,331 | $154,228-79.7% | $145,433-78.5% | $137,256-77.2% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 47.27% | 74.59%-27.3pp | 66.58%-19.3pp | 220.34%-173.1pp |
| Employer contribution / active EE | $1,908 | $4,804-60.3% | $4,554-58.1% | $4,156-54.1% |
| Participant deferral / active EE | $3,378 | $8,216-58.9% | $7,897-57.2% | $6,407-47.3% |
| Admin fee / account holder | $571 | $14,344-96.0% | $13,129-95.7% | $12,270-95.3% |