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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,525 | $102,595-10.8% | $94,057-2.7% | $154,746-40.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 11.01% | 583.42%-572.4pp | 480.62%-469.6pp | 172.34%-161.3pp |
| Employer contribution / active EE | $4,696 | $3,147+49.2% | $2,933+60.1% | $4,379+7.2% |
| Participant deferral / active EE | $22,214 | $5,118+334.0% | $4,709+371.7% | $6,730+230.1% |
| Admin fee / account holder | $6,290 | $7,736-18.7% | $7,244-13.2% | $14,365-56.2% |