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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,959 | $58,311-77.8% | $81,882-84.2% | $80,959-84.0% |
| Participation rate | 74.1% | 63.5%+10.6pp | 72.4%+1.7pp | 67.7%+6.4pp |
| Annual return | 2.58% | 41.85%-39.3pp | 779.47%-776.9pp | 35.67%-33.1pp |
| Employer contribution / active EE | $1,551 | $2,347-33.9% | $2,916-46.8% | $2,757-43.8% |
| Participant deferral / active EE | $2,983 | $3,287-9.2% | $4,323-31.0% | $4,300-30.6% |
| Admin fee / account holder | $4,159 | $4,752-12.5% | $7,360-43.5% | $6,925-39.9% |