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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,645 | $108,825+225.9% | $156,181+127.1% | $82,448+330.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 15.77% | 20.59%-4.8pp | 64.87%-49.1pp | 41.64%-25.9pp |
| Employer contribution / active EE | $12,459 | $2,870+334.1% | $4,294+190.2% | $2,551+388.4% |
| Participant deferral / active EE | $15,990 | $4,577+249.3% | $6,132+160.8% | $4,139+286.3% |
| Admin fee / account holder | $35,709 | $9,341+282.3% | $14,586+144.8% | $7,234+393.6% |