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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,645 | $114,712+209.2% | $173,730+104.1% | $87,485+305.4% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 15.77% | 20.18%-4.4pp | 19.96%-4.2pp | 26.06%-10.3pp |
| Employer contribution / active EE | $12,459 | $2,904+329.0% | $4,577+172.2% | $2,596+379.9% |
| Participant deferral / active EE | $15,990 | $4,642+244.5% | $6,326+152.7% | $4,274+274.2% |
| Admin fee / account holder | $35,709 | $10,210+249.8% | $17,523+103.8% | $7,775+359.3% |