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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,341 | $63,703-86.9% | $93,063-91.0% | $82,448-89.9% |
| Participation rate | 84.5% | 63.8%+20.7pp | 72.1%+12.4pp | 68.1%+16.5pp |
| Annual return | 23.39% | -775.43%+798.8pp | 34.15%-10.8pp | 41.64%-18.2pp |
| Employer contribution / active EE | $360 | $1,729-79.2% | $2,476-85.5% | $2,551-85.9% |
| Participant deferral / active EE | $2,253 | $2,919-22.8% | $3,958-43.1% | $4,139-45.6% |
| Admin fee / account holder | $375 | $5,982-93.7% | $6,033-93.8% | $7,234-94.8% |