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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,142 | $90,674+88.7% | $96,707+77.0% | $82,448+107.6% |
| Participation rate | 85.2% | 75.9%+9.2pp | 80.4%+4.8pp | 68.1%+17.1pp |
| Annual return | 17.77% | 49.05%-31.3pp | 34.78%-17.0pp | 41.64%-23.9pp |
| Employer contribution / active EE | $4,781 | $3,975+20.3% | $4,191+14.1% | $2,551+87.4% |
| Participant deferral / active EE | $9,911 | $5,696+74.0% | $5,997+65.3% | $4,139+139.4% |
| Admin fee / account holder | $5,264 | $7,568-30.4% | $7,503-29.8% | $7,234-27.2% |