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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,142 | $87,878+94.8% | $97,411+75.7% | $82,637+107.1% |
| Participation rate | 85.2% | 75.6%+9.6pp | 80.4%+4.8pp | 68.1%+17.1pp |
| Annual return | 17.77% | 54.63%-36.9pp | 34.72%-16.9pp | 53.51%-35.7pp |
| Employer contribution / active EE | $4,781 | $3,800+25.8% | $4,210+13.6% | $2,552+87.3% |
| Participant deferral / active EE | $9,911 | $5,525+79.4% | $5,886+68.4% | $4,126+140.2% |
| Admin fee / account holder | $5,264 | $6,743-21.9% | $7,145-26.3% | $7,339-28.3% |