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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,498 | $89,515+44.7% | $103,486+25.1% | $80,935+60.0% |
| Participation rate | 84.6% | 76.0%+8.6pp | 80.5%+4.1pp | 67.7%+17.0pp |
| Annual return | 12.96% | 22.82%-9.9pp | 23.93%-11.0pp | 35.66%-22.7pp |
| Employer contribution / active EE | $5,552 | $4,015+38.3% | $4,679+18.6% | $2,757+101.4% |
| Participant deferral / active EE | $9,786 | $5,463+79.2% | $6,628+47.6% | $4,299+127.6% |
| Admin fee / account holder | $1,923 | $6,527-70.5% | $9,354-79.4% | $6,924-72.2% |