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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,617 | $77,814+46.0% | $158,223-28.2% | $86,983+30.6% |
| Participation rate | 39.3% | 68.4%-29.1pp | 79.2%-39.9pp | 69.5%-30.3pp |
| Annual return | 19.44% | 30.54%-11.1pp | 52.09%-32.6pp | 25.83%-6.4pp |
| Employer contribution / active EE | $1,544 | $2,592-40.4% | $4,109-62.4% | $2,584-40.3% |
| Participant deferral / active EE | $2,974 | $3,270-9.0% | $5,467-45.6% | $4,194-29.1% |
| Admin fee / account holder | $1,457 | $5,879-75.2% | $16,047-90.9% | $7,856-81.5% |