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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,446 | $210,991-41.5% | $153,741-19.7% | $145,897-15.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.39% | 13.46%-1.1pp | 15.71%-3.3pp | 552.29%-539.9pp |
| Employer contribution / active EE | $6,704 | $6,057+10.7% | $5,042+33.0% | $4,663+43.8% |
| Participant deferral / active EE | $28,750 | $7,979+260.3% | $6,757+325.5% | $6,689+329.8% |
| Admin fee / account holder | $532 | $19,490-97.3% | $12,749-95.8% | $13,390-96.0% |