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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,408 | $106,749-62.1% | $145,433-72.2% | $82,448-51.0% |
| Participation rate | 82.1% | 75.6%+6.5pp | 82.1%0pp | 68.1%+14.0pp |
| Annual return | 25.27% | 27.59%-2.3pp | 66.58%-41.3pp | 41.64%-16.4pp |
| Employer contribution / active EE | $4,312 | $3,444+25.2% | $4,554-5.3% | $2,551+69.0% |
| Participant deferral / active EE | $4,201 | $6,519-35.6% | $7,897-46.8% | $4,139+1.5% |
| Admin fee / account holder | $1,138 | $8,390-86.4% | $13,129-91.3% | $7,234-84.3% |