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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,170 | $76,407-89.3% | $150,298-94.6% | $82,448-90.1% |
| Participation rate | 65.1% | 66.4%-1.3pp | 77.8%-12.7pp | 68.1%-3.0pp |
| Annual return | 24.50% | 39.99%-15.5pp | 62.79%-38.3pp | 41.64%-17.1pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,731 | $3,214-46.2% | $5,453-68.3% | $4,139-58.2% |
| Admin fee / account holder | $223 | $6,352-96.5% | $14,116-98.4% | $7,234-96.9% |