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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,074 | $124,425+71.2% | $112,040+90.2% | $137,256+55.2% |
| Participation rate | 60.0% | 79.3%-19.3pp | 76.5%-16.5pp | 80.0%-20.0pp |
| Annual return | 15.10% | 24.72%-9.6pp | 24.52%-9.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,211 | $3,411-35.2% | $2,954-25.1% | $4,156-46.8% |
| Participant deferral / active EE | $7,914 | $5,718+38.4% | $5,098+55.2% | $6,407+23.5% |
| Admin fee / account holder | $15,038 | $15,207-1.1% | $12,098+24.3% | $12,270+22.6% |