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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,917 | $160,028-33.2% | $147,080-27.3% | $145,884-26.7% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 14.71% | 98.60%-83.9pp | 420.17%-405.5pp | 551.85%-537.1pp |
| Employer contribution / active EE | $4,513 | $5,286-14.6% | $4,933-8.5% | $4,662-3.2% |
| Participant deferral / active EE | $8,753 | $8,422+3.9% | $8,066+8.5% | $6,690+30.8% |
| Admin fee / account holder | $6,899 | $15,030-54.1% | $12,989-46.9% | $13,392-48.5% |