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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,192 | $112,729-69.7% | $98,716-65.4% | $137,256-75.1% |
| Participation rate | 53.3% | 74.2%-20.9pp | 69.3%-16.0pp | 80.0%-26.6pp |
| Annual return | 19.27% | 38.48%-19.2pp | 31.81%-12.5pp | 220.34%-201.1pp |
| Employer contribution / active EE | $791 | $2,725-71.0% | $2,279-65.3% | $4,156-81.0% |
| Participant deferral / active EE | $1,669 | $4,640-64.0% | $4,048-58.8% | $6,407-74.0% |
| Admin fee / account holder | $1,247 | $10,129-87.7% | $8,703-85.7% | $12,270-89.8% |