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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,327 | $157,829-59.9% | $136,867-53.7% | $198,609-68.1% |
| Participation rate | 57.1% | 77.2%-20.0pp | 74.5%-17.4pp | 82.4%-25.2pp |
| Annual return | 17.60% | 51.25%-33.6pp | 42.97%-25.4pp | 202.70%-185.1pp |
| Employer contribution / active EE | $1,357 | $3,923-65.4% | $3,547-61.7% | $5,055-73.2% |
| Participant deferral / active EE | $5,753 | $5,463+5.3% | $4,924+16.9% | $6,977-17.5% |
| Admin fee / account holder | $4,632 | $11,107-58.3% | $10,340-55.2% | $19,030-75.7% |