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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,327 | $72,071-12.1% | $68,368-7.4% | $137,256-53.9% |
| Participation rate | 57.1% | 76.2%-19.1pp | 73.8%-16.6pp | 80.0%-22.8pp |
| Annual return | 17.60% | 353.14%-335.5pp | 292.57%-275.0pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,357 | $2,788-51.3% | $2,649-48.8% | $4,156-67.4% |
| Participant deferral / active EE | $5,753 | $4,410+30.5% | $4,123+39.6% | $6,407-10.2% |
| Admin fee / account holder | $4,632 | $5,336-13.2% | $5,150-10.1% | $12,270-62.2% |