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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,590 | $72,426+160.4% | $67,560+179.1% | $145,897+29.3% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 7.70% | 7226.78%-7219.1pp | 3533.50%-3525.8pp | 552.29%-544.6pp |
| Employer contribution / active EE | $15,303 | $3,074+397.8% | $2,737+459.2% | $4,663+228.2% |
| Participant deferral / active EE | $26,683 | $4,785+457.6% | $4,004+566.4% | $6,689+298.9% |
| Admin fee / account holder | $8,001 | $5,514+45.1% | $3,994+100.3% | $13,390-40.2% |