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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,134 | $80,705-21.8% | $115,768-45.5% | $67,986-7.1% |
| Participation rate | 31.7% | 63.0%-31.2pp | 74.4%-42.7pp | 57.2%-25.5pp |
| Annual return | 18.45% | 18.49%0pp | 100.46%-82.0pp | 31.67%-13.2pp |
| Employer contribution / active EE | $985 | $2,046-51.9% | $2,940-66.5% | $2,019-51.2% |
| Participant deferral / active EE | $1,653 | $3,559-53.6% | $4,917-66.4% | $3,358-50.8% |
| Admin fee / account holder | $5,015 | $4,135+21.3% | $12,439-59.7% | $3,203+56.6% |