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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,134 | $76,383-17.3% | $121,663-48.1% | $64,340-1.9% |
| Participation rate | 31.7% | 60.4%-28.7pp | 74.5%-42.8pp | 55.2%-23.5pp |
| Annual return | 18.45% | 16.98%+1.5pp | 147.54%-129.1pp | 24.14%-5.7pp |
| Employer contribution / active EE | $985 | $1,943-49.3% | $3,020-67.4% | $1,862-47.1% |
| Participant deferral / active EE | $1,653 | $3,149-47.5% | $4,887-66.2% | $2,980-44.5% |
| Admin fee / account holder | $5,015 | $4,142+21.1% | $14,289-64.9% | $3,703+35.4% |