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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,602 | $201,264-69.9% | $184,185-67.1% | $145,978-58.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.38% | 29.00%-18.6pp | 28.81%-18.4pp | 550.52%-540.1pp |
| Employer contribution / active EE | $2,771 | $7,021-60.5% | $6,426-56.9% | $4,662-40.6% |
| Participant deferral / active EE | $7,908 | $9,806-19.4% | $9,132-13.4% | $6,690+18.2% |
| Admin fee / account holder | $833 | $16,376-94.9% | $13,909-94.0% | $13,400-93.8% |