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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,306 | $97,125+41.4% | $86,233+59.2% | $137,2560% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 39.55% | 74.19%-34.6pp | 61.39%-21.8pp | 220.34%-180.8pp |
| Employer contribution / active EE | $619 | $2,841-78.2% | $2,504-75.3% | $4,156-85.1% |
| Participant deferral / active EE | $6,492 | $5,180+25.3% | $4,559+42.4% | $6,407+1.3% |
| Admin fee / account holder | $303 | $9,725-96.9% | $8,342-96.4% | $12,270-97.5% |