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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,811 | $183,539+0.7% | $155,556+18.8% | $145,897+26.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.87% | 61.31%-50.4pp | 64.84%-54.0pp | 552.29%-541.4pp |
| Employer contribution / active EE | $10,353 | $5,315+94.8% | $4,675+121.4% | $4,663+122.0% |
| Participant deferral / active EE | $11,020 | $6,467+70.4% | $5,631+95.7% | $6,689+64.7% |
| Admin fee / account holder | $1,747 | $19,275-90.9% | $15,885-89.0% | $13,390-87.0% |