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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,064 | $172,111+13.9% | $150,298+30.4% | $137,256+42.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.15% | 69.37%-57.2pp | 62.79%-50.6pp | 220.34%-208.2pp |
| Employer contribution / active EE | $9,884 | $4,636+113.2% | $4,154+137.9% | $4,156+137.8% |
| Participant deferral / active EE | $9,784 | $6,166+58.7% | $5,453+79.4% | $6,407+52.7% |
| Admin fee / account holder | $1,542 | $16,471-90.6% | $14,116-89.1% | $12,270-87.4% |