Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,463 | $100,970-76.8% | $96,576-75.7% | $137,256-82.9% |
| Participation rate | 61.1% | 82.6%-21.5pp | 81.4%-20.3pp | 80.0%-18.8pp |
| Annual return | 36.02% | 38.16%-2.1pp | 38.47%-2.4pp | 220.34%-184.3pp |
| Employer contribution / active EE | $3,423 | $3,809-10.1% | $3,553-3.7% | $4,156-17.6% |
| Participant deferral / active EE | $7,016 | $8,286-15.3% | $7,956-11.8% | $6,407+9.5% |
| Admin fee / account holder | $2,455 | $11,312-78.3% | $11,381-78.4% | $12,270-80.0% |