Filings through Oct 24, 2026.

Retirement plan

Mid-States Multiple Employer Plan

Name: MID-STATES DISTRIBUTING, LLC - MID-STATES MULTIPLE EMPLOYER PLAN (2025) Form 5500
Creator: MID-STATES DISTRIBUTING, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MID-STATES MULTIPLE EMPLOYER PLAN, MID-STATES DISTRIBUTING, LLC

Mid-States Distributing, LLCEIN 46-4553010Plan #333PY 2025

2800 MEACHAM BLVD - FORT WORTH, TX 76137682-777-0949msdist.comLinkedIn51-200 employeeswholesale

Prospect flagsLow assets / participantLow employer contributionLow participant contributionFew collective trustsFund lineup: 5 funds, $86.1M

How to read this page

Total assets (EOY)

$86.6M

No prior year

Total participants

2,551

No prior year

Average account balance

$42,017

No prior year

Annual return

460.72%

No prior year

Benchmarks

See 332 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort332 peers

Snapshot2025

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Analytics

Less than 3 years of history available for this plan

We'll show a chart here once at least 3 consecutive filings are on record.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
MERRILL LYNCH PIERCE FENNER & SMITH1+ years Filed as: MERRILL LYNCH LIFE AGENCY, INC Service code 27 · EIN 13-2808480	Advisory (Plan)	$47,894
TRANSAMERICA RETIREMENT SOLUTIONS1+ years Filed as: TRANSAMERICA FINANICAL LIFE INS CO Service code 15 · EIN 36-6071399	Recordkeeping	$36,884
PRINCIPAL FINANCIAL GROUP1+ years Filed as: PRINCIPAL LIFE INSURANCE COMPANY Service code 13 · EIN 42-0127290	Contract Administrator	$28,828
NPPG RECORD KEEPING SOLUTIONS1+ years Filed as: NPPG FIDUCIARY SERVICES Service code 31 · EIN 30-0835405	Named fiduciary	$26,471
NATIONAL PROFESSIONAL PLANNING GROU1+ years Filed as: NATIONAL PROFESSIONAL PLANNING GRP Service code 15 · EIN 22-3349752	Recordkeeping	$9,134
NPPG RECORD KEEPING SOLUTIONS1+ years Filed as: NPPG PLAN PROFESSIONALS LLC Service code 15 · EIN 83-3213245	Recordkeeping	$9,059
BANK OF AMERICA1+ years Filed as: BANK OF AMERICA NA Service code 27 · EIN 13-5674085	Advisory (Plan)	$7,551

Fund lineup

CSV with Pro

5 funds of $250K or more; 8 lines in all, holding $86.1M of the plan's $86.6M. From the 2025 filing. Recordkeeper: Transamerica (Aegon).

In collective trusts0%median 0% for plans of $50M to $250M (12,424 plans)

In index funds0%median 25% for plans of $50M to $250M (12,424 plans)

In the main target-date series0%median 37% for plans of $50M to $250M (12,424 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
Net assets available for benefits Manager not matched · Other	Not yet matched	Other	$41.5M	48.2%
Assets Investments: Investments, at fair value Manager not matched · Other	Not yet matched	Other	$38.4M	44.6%
Additions to net assets attributed to: Investment income: Net appreciation in fair value of investments Manager not matched · Other	Not yet matched	Other	$3.6M	4.2%
Investment At Contract Value Manager not matched · Insurance contract	Not yet matched	Insurance contract	$1.9M	2.2%
Employer contributions Manager not matched · Other	Not yet matched	Other	$273K	0.3%
Interest and other income Manager not matched · Other	Not yet matched	Other	$245K	0.3%
Other contributions Manager not matched · Other	Not yet matched	Other	$80K	<0.1%
Participant contributions Manager not matched · Other	Not yet matched	Other	$76K	<0.1%

Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2T2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$148K

$72 / participant

Recordkeeping$32K21.6%
Contract admin$83K56.0%
Other / not subdivided$33K22.4%

% of EOY assets

0.171%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: EIDE BAILLY, LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Provider

Service type

Compensation

MERRILL LYNCH PIERCE FENNER & SMITH1+ years

Filed as: MERRILL LYNCH LIFE AGENCY, INC

Service code 27 · EIN 13-2808480

Advisory (Plan)

$47,894

TRANSAMERICA RETIREMENT SOLUTIONS1+ years

Filed as: TRANSAMERICA FINANICAL LIFE INS CO

Service code 15 · EIN 36-6071399

Recordkeeping

$36,884

PRINCIPAL FINANCIAL GROUP1+ years

Filed as: PRINCIPAL LIFE INSURANCE COMPANY

Service code 13 · EIN 42-0127290

Contract Administrator

$28,828

NPPG RECORD KEEPING SOLUTIONS1+ years

Filed as: NPPG FIDUCIARY SERVICES

Service code 31 · EIN 30-0835405

Named fiduciary

$26,471

NATIONAL PROFESSIONAL PLANNING GROU1+ years

Filed as: NATIONAL PROFESSIONAL PLANNING GRP

Service code 15 · EIN 22-3349752

Recordkeeping

$9,134

NPPG RECORD KEEPING SOLUTIONS1+ years

Filed as: NPPG PLAN PROFESSIONALS LLC

Service code 15 · EIN 83-3213245

Recordkeeping

$9,059

BANK OF AMERICA1+ years

Filed as: BANK OF AMERICA NA

Service code 27 · EIN 13-5674085

Advisory (Plan)

$7,551

Fund

Dollars

% of funds%

Net assets available for benefits

Manager not matched · Other

$41.5M

48.2%

Assets Investments: Investments, at fair value

Manager not matched · Other

$38.4M

44.6%

Additions to net assets attributed to: Investment income: Net appreciation in fair value of investments

Manager not matched · Other

$3.6M

4.2%

Investment At Contract Value

Manager not matched · Insurance contract

$1.9M

2.2%

Employer contributions

Manager not matched · Other

$273K

0.3%

Interest and other income

Manager not matched · Other

$245K

0.3%

Other contributions

Manager not matched · Other

$80K

<0.1%

Participant contributions

Manager not matched · Other

$76K

<0.1%

Mid-States Multiple Employer Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Mid-States Multiple Employer Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion