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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,353 | $81,476-81.2% | $102,383-85.0% | $80,925-81.0% |
| Participation rate | 75.9% | 66.8%+9.0pp | 74.5%+1.4pp | 67.7%+8.2pp |
| Annual return | 10.36% | 25.59%-15.2pp | 24.94%-14.6pp | 35.65%-25.3pp |
| Employer contribution / active EE | $1,896 | $3,105-38.9% | $3,870-51.0% | $2,756-31.2% |
| Participant deferral / active EE | $3,798 | $3,871-1.9% | $5,060-24.9% | $4,299-11.7% |
| Admin fee / account holder | $306 | $6,717-95.4% | $8,391-96.4% | $6,940-95.6% |