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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,353 | $81,446-81.1% | $103,374-85.1% | $80,874-81.0% |
| Participation rate | 75.9% | 66.9%+9.0pp | 74.5%+1.4pp | 67.6%+8.2pp |
| Annual return | 10.36% | 25.57%-15.2pp | 24.89%-14.5pp | 35.62%-25.3pp |
| Employer contribution / active EE | $1,896 | $3,107-39.0% | $3,869-51.0% | $2,756-31.2% |
| Participant deferral / active EE | $3,798 | $3,870-1.9% | $5,058-24.9% | $4,297-11.6% |
| Admin fee / account holder | $306 | $6,715-95.4% | $8,394-96.4% | $6,935-95.6% |