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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,609 | $209,336-62.9% | $197,124-60.6% | $137,256-43.5% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 19.19% | 48.09%-28.9pp | 44.34%-25.2pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,635 | $6,591-75.2% | $6,227-73.8% | $4,156-60.7% |
| Participant deferral / active EE | $7,664 | $9,614-20.3% | $9,135-16.1% | $6,407+19.6% |
| Admin fee / account holder | $4,171 | $17,308-75.9% | $16,298-74.4% | $12,270-66.0% |