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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,858 | $196,972-45.7% | $182,262-41.4% | $198,609-46.2% |
| Participation rate | 90.0% | 85.7%+4.3pp | 84.2%+5.8pp | 82.4%+7.6pp |
| Annual return | 119.88% | 158.27%-38.4pp | 140.60%-20.7pp | 202.70%-82.8pp |
| Employer contribution / active EE | $254 | $5,364-95.3% | $5,046-95.0% | $5,055-95.0% |
| Participant deferral / active EE | $8,057 | $8,643-6.8% | $8,276-2.6% | $6,977+15.5% |
| Admin fee / account holder | $881 | $18,429-95.2% | $16,712-94.7% | $19,030-95.4% |