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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,798 | $114,119-87.0% | $107,187-86.2% | $138,895-89.3% |
| Participation rate | 90.9% | 78.1%+12.8pp | 75.0%+15.9pp | 79.9%+11.0pp |
| Annual return | 21.48% | 273.21%-251.7pp | 204.55%-183.1pp | 145.39%-123.9pp |
| Employer contribution / active EE | $2,136 | $4,059-47.4% | $3,782-43.5% | $4,194-49.1% |
| Participant deferral / active EE | $3,174 | $5,538-42.7% | $5,096-37.7% | $6,396-50.4% |
| Admin fee / account holder | $1,700 | $10,024-83.0% | $9,162-81.4% | $12,562-86.5% |