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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,456 | $160,070+34.6% | $147,117+46.5% | $145,897+47.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.92% | 98.69%-84.8pp | 420.54%-406.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $17,482 | $5,285+230.8% | $4,932+254.4% | $4,663+274.9% |
| Participant deferral / active EE | $35,518 | $8,419+321.9% | $8,065+340.4% | $6,689+431.0% |
| Admin fee / account holder | $1,896 | $15,035-87.4% | $12,993-85.4% | $13,390-85.8% |