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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,783 | $110,379-70.3% | $102,412-68.0% | $145,884-77.5% |
| Participation rate | 94.4% | 77.9%+16.5pp | 74.5%+19.9pp | 80.3%+14.1pp |
| Annual return | 17.63% | 24.84%-7.2pp | 24.94%-7.3pp | 551.85%-534.2pp |
| Employer contribution / active EE | $3,361 | $4,216-20.3% | $3,870-13.2% | $4,662-27.9% |
| Participant deferral / active EE | $5,785 | $5,622+2.9% | $5,060+14.3% | $6,690-13.5% |
| Admin fee / account holder | $857 | $9,745-91.2% | $8,388-89.8% | $13,392-93.6% |