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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,642 | $160,070-41.5% | $147,117-36.3% | $145,897-35.8% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.2%-42.2pp | 80.3%-40.3pp |
| Annual return | 32.63% | 98.69%-66.1pp | 420.54%-387.9pp | 552.29%-519.7pp |
| Employer contribution / active EE | $2,447 | $5,285-53.7% | $4,932-50.4% | $4,663-47.5% |
| Participant deferral / active EE | $6,786 | $8,419-19.4% | $8,065-15.9% | $6,689+1.4% |
| Admin fee / account holder | $511 | $15,035-96.6% | $12,993-96.1% | $13,390-96.2% |