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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,642 | $159,934-41.4% | $147,005-36.3% | $145,959-35.8% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.2%-42.2pp | 80.3%-40.3pp |
| Annual return | 32.63% | 98.24%-65.6pp | 418.76%-386.1pp | 561.95%-529.3pp |
| Employer contribution / active EE | $2,447 | $5,287-53.7% | $4,934-50.4% | $4,661-47.5% |
| Participant deferral / active EE | $6,786 | $8,427-19.5% | $8,070-15.9% | $6,689+1.5% |
| Admin fee / account holder | $511 | $15,053-96.6% | $13,006-96.1% | $13,398-96.2% |