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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,921 | $61,755-69.4% | $97,161-80.5% | $80,911-76.6% |
| Participation rate | 72.5% | 63.5%+9.1pp | 72.7%-0.1pp | 67.6%+4.9pp |
| Annual return | 19.72% | -557.90%+577.6pp | 75.36%-55.6pp | 35.63%-15.9pp |
| Employer contribution / active EE | $3,908 | $1,835+112.9% | $2,723+43.5% | $2,756+41.8% |
| Participant deferral / active EE | $2,204 | $3,026-27.2% | $4,265-48.3% | $4,297-48.7% |
| Admin fee / account holder | $1,702 | $5,166-67.1% | $5,647-69.9% | $6,935-75.5% |