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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,921 | $61,816-69.4% | $97,260-80.5% | $80,935-76.6% |
| Participation rate | 72.5% | 63.5%+9.1pp | 72.7%-0.1pp | 67.7%+4.9pp |
| Annual return | 19.72% | -558.73%+578.4pp | 75.54%-55.8pp | 35.66%-15.9pp |
| Employer contribution / active EE | $3,908 | $1,836+112.8% | $2,721+43.6% | $2,757+41.7% |
| Participant deferral / active EE | $2,204 | $3,027-27.2% | $4,262-48.3% | $4,299-48.7% |
| Admin fee / account holder | $1,702 | $5,166-67.1% | $5,640-69.8% | $6,924-75.4% |