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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,834 | $201,370-8.7% | $184,256-0.2% | $145,897+26.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 19.82% | 29.05%-9.2pp | 28.85%-9.0pp | 552.29%-532.5pp |
| Employer contribution / active EE | $4,901 | $7,024-30.2% | $6,427-23.7% | $4,663+5.1% |
| Participant deferral / active EE | $13,339 | $9,808+36.0% | $9,133+46.0% | $6,689+99.4% |
| Admin fee / account holder | $313 | $16,364-98.1% | $13,899-97.7% | $13,390-97.7% |