Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,782 | $86,949-73.8% | $102,460-77.8% | $80,959-71.9% |
| Participation rate | 52.8% | 72.4%-19.6pp | 76.5%-23.7pp | 67.7%-14.8pp |
| Annual return | 11.99% | 18.89%-6.9pp | 29.47%-17.5pp | 35.67%-23.7pp |
| Employer contribution / active EE | $1,407 | $2,370-40.6% | $3,025-53.5% | $2,757-49.0% |
| Participant deferral / active EE | $2,681 | $4,121-35.0% | $5,056-47.0% | $4,300-37.7% |
| Admin fee / account holder | $1,190 | $8,048-85.2% | $9,460-87.4% | $6,925-82.8% |