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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,234 | $99,921-54.7% | $85,009-46.8% | $145,959-69.0% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | -2.00% | 83.89%-85.9pp | 66.47%-68.5pp | 561.95%-563.9pp |
| Employer contribution / active EE | $1,082 | $3,233-66.5% | $2,728-60.4% | $4,661-76.8% |
| Participant deferral / active EE | $3,857 | $5,293-27.1% | $4,522-14.7% | $6,689-42.3% |
| Admin fee / account holder | $21,483 | $7,252+196.2% | $6,153+249.2% | $13,398+60.3% |