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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,234 | $100,073-54.8% | $85,126-46.9% | $145,877-69.0% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | -2.00% | 84.11%-86.1pp | 66.63%-68.6pp | 551.28%-553.3pp |
| Employer contribution / active EE | $1,082 | $3,236-66.6% | $2,731-60.4% | $4,663-76.8% |
| Participant deferral / active EE | $3,857 | $5,294-27.2% | $4,523-14.7% | $6,691-42.4% |
| Admin fee / account holder | $21,483 | $7,261+195.9% | $6,160+248.7% | $13,402+60.3% |