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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,727 | $196,972-88.0% | $182,262-87.0% | $198,609-88.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.98% | 158.27%-138.3pp | 140.60%-120.6pp | 202.70%-182.7pp |
| Employer contribution / active EE | $2,066 | $5,364-61.5% | $5,046-59.1% | $5,055-59.1% |
| Participant deferral / active EE | $3,907 | $8,643-54.8% | $8,276-52.8% | $6,977-44.0% |
| Admin fee / account holder | $734 | $18,429-96.0% | $16,712-95.6% | $19,030-96.1% |