Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,943 | $77,472-78.1% | $100,415-83.1% | $80,959-79.1% |
| Participation rate | 62.1% | 76.9%-14.9pp | 81.5%-19.4pp | 67.7%-5.6pp |
| Annual return | 23.25% | 37.26%-14.0pp | 49.47%-26.2pp | 35.67%-12.4pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,783 | $6,818-29.8% | $8,091-40.9% | $4,300+11.2% |
| Admin fee / account holder | $1,229 | $5,885-79.1% | $7,906-84.5% | $6,925-82.3% |