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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,188 | $76,608-61.9% | $56,077-48.0% | $145,877-80.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 14.37% | 3009.59%-2995.2pp | 1709.28%-1694.9pp | 551.28%-536.9pp |
| Employer contribution / active EE | $4,598 | $1,382+232.8% | $1,040+341.9% | $4,663-1.4% |
| Participant deferral / active EE | $6,745 | $2,624+157.0% | $1,954+245.2% | $6,691+0.8% |
| Admin fee / account holder | $2,504 | $3,325-24.7% | $2,825-11.4% | $13,402-81.3% |