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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,955 | $81,276+74.7% | $155,574-8.8% | $80,925+75.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.06% | 33.36%-21.3pp | 64.87%-52.8pp | 35.65%-23.6pp |
| Employer contribution / active EE | $7,046 | $3,103+127.1% | $4,676+50.7% | $2,756+155.6% |
| Participant deferral / active EE | $5,237 | $3,453+51.7% | $5,629-7.0% | $4,299+21.8% |
| Admin fee / account holder | $3,309 | $7,993-58.6% | $15,914-79.2% | $6,940-52.3% |