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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,955 | $81,233+74.7% | $155,567-8.7% | $80,874+75.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 12.06% | 33.33%-21.3pp | 64.74%-52.7pp | 35.62%-23.6pp |
| Employer contribution / active EE | $7,046 | $3,101+127.2% | $4,674+50.7% | $2,756+155.7% |
| Participant deferral / active EE | $5,237 | $3,452+51.7% | $5,628-6.9% | $4,297+21.9% |
| Admin fee / account holder | $3,309 | $7,998-58.6% | $15,916-79.2% | $6,935-52.3% |