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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,836 | $183,592+18.1% | $155,574+39.4% | $145,877+48.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 6.66% | 61.37%-54.7pp | 64.87%-58.2pp | 551.28%-544.6pp |
| Employer contribution / active EE | $1,126 | $5,317-78.8% | $4,676-75.9% | $4,663-75.8% |
| Participant deferral / active EE | $14,371 | $6,466+122.3% | $5,629+155.3% | $6,691+114.8% |
| Admin fee / account holder | $2,545 | $19,316-86.8% | $15,914-84.0% | $13,402-81.0% |