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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,504 | $160,040-87.2% | $147,096-86.1% | $145,877-85.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.77% | 98.49%-85.7pp | 419.75%-407.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $2,705 | $5,289-48.9% | $4,936-45.2% | $4,663-42.0% |
| Participant deferral / active EE | $4,655 | $8,429-44.8% | $8,071-42.3% | $6,691-30.4% |
| Admin fee / account holder | $1,590 | $15,050-89.4% | $13,005-87.8% | $13,402-88.1% |