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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,877 | $185,312+33.2% | $161,489+52.9% | $154,746+59.5% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 20.28% | 103.84%-83.6pp | 89.72%-69.4pp | 172.34%-152.1pp |
| Employer contribution / active EE | $8,580 | $4,769+79.9% | $4,268+101.0% | $4,379+95.9% |
| Participant deferral / active EE | $21,000 | $6,350+230.7% | $5,630+273.0% | $6,730+212.0% |
| Admin fee / account holder | $321 | $18,654-98.3% | $16,006-98.0% | $14,365-97.8% |