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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,877 | $172,111+43.4% | $150,298+64.3% | $137,256+79.9% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 20.28% | 69.37%-49.1pp | 62.79%-42.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $8,580 | $4,636+85.1% | $4,154+106.5% | $4,156+106.4% |
| Participant deferral / active EE | $21,000 | $6,166+240.6% | $5,453+285.1% | $6,407+227.8% |
| Admin fee / account holder | $321 | $16,471-98.1% | $14,116-97.7% | $12,270-97.4% |