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Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 7-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRA MANAGEMENT, LLC6 years Service code 26 · EIN 45-0518885 | Advisory (Participants) | $18,614 |
AMERITAS LIFE INSURANCE CORP2 years Service code 12 · EIN 47-0098400 | Claims processing; Participant loan p... | $15,386 |
Filed as: HEALTHEQUITY RETIREMENT SERVICES, L Service code 12 · EIN 82-1222973 | Claims processing; Plan Administrator... | $11,634 |
MATRIX TRUST COMPANY5 years Service code 19 · EIN 75-3182674 | Securities Custodian | $871 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,207 | $50,815-50.4% | $155,509-83.8% | $77,643-67.5% |
| Participation rate | 18.0% | 63.1%-45.1pp | 78.2%-60.2pp | 70.6%-52.6pp |
| Annual return | 13.57% | 34.80%-21.2pp | 64.67%-51.1pp | 31.24%-17.7pp |
| Employer contribution / active EE | $156 | $1,993-92.2% | $4,672-96.7% | $2,726-94.3% |
| Participant deferral / active EE | $1,219 | $2,822-56.8% | $5,626-78.3% | $4,647-73.8% |
| Admin fee / account holder | $210 | $437-51.8% | $15,912-98.7% | $430-51.1% |