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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,984 | $124,213+138.3% | $118,106+150.6% | $154,746+91.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 17.03% | 18.29%-1.3pp | 19.44%-2.4pp | 172.34%-155.3pp |
| Employer contribution / active EE | $8,832 | $4,905+80.1% | $4,698+88.0% | $4,379+101.7% |
| Participant deferral / active EE | $3,117 | $6,859-54.6% | $6,619-52.9% | $6,730-53.7% |
| Admin fee / account holder | $1,484 | $9,627-84.6% | $8,973-83.5% | $14,365-89.7% |