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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $682,448 | $125,778+442.6% | $114,563+495.7% | $154,746+341.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 20.41% | 295.14%-274.7pp | 241.09%-220.7pp | 172.34%-151.9pp |
| Employer contribution / active EE | $9,678 | $2,806+244.9% | $2,592+273.4% | $4,379+121.0% |
| Participant deferral / active EE | $10,148 | $4,445+128.3% | $4,142+145.0% | $6,730+50.8% |
| Admin fee / account holder | $647 | $8,190-92.1% | $7,623-91.5% | $14,365-95.5% |