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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,002 | $67,823-55.8% | $52,425-42.8% | $137,256-78.1% |
| Participation rate | 80.0% | 63.9%+16.1pp | 55.6%+24.4pp | 80.0%0pp |
| Annual return | 21.51% | 219.11%-197.6pp | 302.12%-280.6pp | 220.34%-198.8pp |
| Employer contribution / active EE | $1,327 | $1,163+14.1% | $914+45.2% | $4,156-68.1% |
| Participant deferral / active EE | $4,191 | $2,288+83.2% | $1,790+134.1% | $6,407-34.6% |
| Admin fee / account holder | $3,436 | $2,844+20.8% | $2,495+37.7% | $12,270-72.0% |